Vento vs PocketGuard
Know what you can spend — without giving away your data.
Vento Price
Free / $3.99
PocketGuard Price
$12.99/month or $74.99/year
Bank linking
Not needed
Your Data
Stays local
What is PocketGuard?
PocketGuard is a budgeting app focused on showing how much "safe to spend" money you have. It requires bank linking and offers a free tier with limited features, plus a paid tier at $12.99/month.
Why people switch from PocketGuard to Vento
PocketGuard's free tier is ad-supported. Vento is completely ad-free, even on the free tier.
PocketGuard Plus costs $12.99/month. Vento Premium is $3.99/month — 69% cheaper.
PocketGuard requires bank linking via Plaid. Vento never needs your bank credentials.
PocketGuard stores everything in the cloud. Vento keeps data locally on your device.
PocketGuard has limited offline functionality. Vento works fully offline.
Feature-by-feature comparison
| Feature | 
Vento
| PocketGuard |
|---|---|---|
| Free tier ads | No ads ever | Ad-supported |
| Premium price | $3.99/mo | $12.99/mo |
| Bank linking | Not required | Required |
| Data storage | Local (on device) | Cloud |
| Offline mode | Full functionality | Limited |
| "Safe to spend" | Budget-based view | Dedicated feature |
| Encryption | AES-256 E2E | Standard TLS |
| Savings goals | Yes | Yes (Plus only) |
Frequently asked questions
Is Vento free without ads like PocketGuard?
Unlike PocketGuard, Vento's free tier has zero ads. PocketGuard shows ads to free users and requires PocketGuard Plus ($12.99/mo) to remove them. Vento Core is genuinely free with no ads, no data selling, no catches.
Does PocketGuard sell my financial data?
PocketGuard's free tier is ad-supported, which typically involves sharing user data with ad networks. Vento has no ads and no analytics SDKs — your data stays on your device.
Ready to try a better way?
Join thousands who switched from PocketGuard to Vento for privacy-first, local-first expense tracking. Free forever—no catches.
Get Early Access